Hello, I’m Hiromi from Hiromi K. Stanfield, CPA Inc.
Let me ask you something—are you managing your money on your own?
Living a life you choose for yourself leads to greater happiness.
Not a life where you simply follow someone else’s directions, but one where you make the choices and walk your own path.
When you take ownership of both the freedom and responsibility for your life, your sense of fulfillment grows in powerful ways.
One essential skill that supports this kind of life is money management.
“I’m not good with numbers.” “My partner takes care of all the finances.”
—These are things I often hear.
But when you start asking yourself, “Is this really okay the way it is?”—
That may be the very moment your opportunity to reshape your life begins.
What Prompted Me to Take Money Management Seriously
I’ve never wanted to leave money management to someone else.
It’s always felt natural for me to want to work for myself and be in control of my own finances.
The turning point came when I decided to buy a condominium in Tokyo.
That’s when I began keeping a household budget in earnest.
Since then, I’ve made it a habit to track not only my daily expenses, but also credit card usage and bank withdrawals in detail.
As a result, I’ve been able to quickly catch any unauthorized charges on my credit card.
It made me realize that paying attention to your finances is also a way of protecting yourself.
Whether you’re married, divorced, or single—
Life takes many forms.
But no matter your situation, being able to manage your own money is a lifelong skill.
Leaving all financial matters to someone else can sometimes mean giving up control over your own life.
On the other hand, when you start to understand and manage the flow of your money yourself, you’ll begin to notice changes:
- You naturally become more aware of your finances
- Unnecessary spending decreases
- And before you know it, your savings begin to grow
These small but steady shifts can bring lasting stability to your daily life and your future.
For Those Who Don’t Know Where to Start
Smart Money Coaching is a program I offer to support individuals who are feeling uncertain or anxious about money.
Rather than teaching in a top-down way, I listen carefully and work with you to explore one essential question:
“What does money management look like for you?”
Through the conversations I’ve had with many people, I’ve come to realize that
there are quite a few who found themselves lost when they needed to take control—
simply because they had left all the financial matters to someone else.
That’s why I believe that having the ability to manage your own money
is a foundational skill that can support you through all stages of life.
In Smart Money Coaching, we explore topics like:
- How to create a budget that fits your lifestyle
- How to work with your emotional and behavioral patterns around money
- How to approach saving and investing with peace of mind for the future
It’s a space where many people find themselves saying,
“I wish I had started thinking about this sooner.”
And it often becomes a turning point to discover the insights they truly needed.
If You’re Interested
If you’re feeling the desire to reexamine your relationship with money or take a meaningful step toward your future,
I invite you to explore a trial session of Smart Money Coaching.
Details about the session are available here (Japanese only):
[Smart Money Coaching Trial Session Information]
I hope this experience will help you discover the next step that feels right and manageable for you.
In Closing
When you can turn financial anxiety into financial confidence,
life becomes more free, and a lot more enjoyable.
Would you like to nurture your budding curiosity together—starting now?
Hiromi
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